How To Find VPA In Phonepe. In PhonePe, VPA stands for Virtual Payment Address, which a unique identifier that used in the Unified Payments Interface (UPI) system in India. UPI is a payment system that enables instant money transfers between bank accounts through a mobile device.
In the context of PhonePe, VPA used as a means of identifying a user’s account and facilitating transactions. When you create a PhonePe account and link it to your bank account, you will assigned a unique VPA that you can share with others to receive payments.
Your VPA will be in the format of yourphonenumber@ybl, where “ybl” is the default UPI handle for PhonePe. When someone wants to send you money through PhonePe, they can simply enter your VPA instead of your bank account number and IFSC code. This makes transactions faster, more convenient, and more secure.
Additionally, PhonePe allows you to customize your VPA by creating a unique handle for yourself. This done by going to the “My BHIM UPI ID” option on the home screen and selecting “Create your UPI ID.” Once you have created your custom handle, you can share it with others to receive payments.
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How To Find VPA In Phonepe
To find your VPA in PhonePe, please follow these steps:
- Open the PhonePe app on your mobile device.
- On the homepage, tap on your profile picture located at the top left corner of the screen.
- From the drop-down menu that appears, select “Bank Accounts” option.
- On the Bank Accounts screen, you will see a list of all the bank accounts linked to your PhonePe account. Tap on the bank account for which you want to find the VPA.
- On the Bank Account Details screen, you will see your VPA listed under the “UPI ID” section. It will be in the format of yourphonenumber@ybl, where “ybl” is the default UPI handle for PhonePe.
Note: that the location of the VPA may differ slightly depending on the version of the app and the device you are using. However, it should be located under the “Bank Accounts” section of the app.
Learn More: Where To Find VPA In Googlepay 2023
How To Use VPA In Phonepe
Using VPA in PhonePe is a simple process. Here are the steps to use VPA in PhonePe:
- Open the PhonePe app on your mobile device and log in to your account.
- On the home screen, tap on the “To Contact” option to open the contact list.
- Select the person or contact to whom you want to send money.
- Enter the amount you want to transfer and tap on the “Pay” button.
- On the payment confirmation screen, select the “UPI” option to use VPA as the payment mode.
- Enter the recipient’s VPA in the “To” field. The VPA should be in the format of theirphonenumber@ybl or their custom handle if they have created one.
- Verify the details and enter your UPI PIN to complete the transaction.
If you want to receive money through PhonePe using your VPA, you can simply share your VPA with the person who wants to send you money. They can enter your VPA in the “To” field while making a payment and complete the transaction by entering their UPI PIN. The money will transferred instantly to your linked bank account.
FAQ
How To Find VPA In Phonepe?
- Open the PhonePe app on your mobile device.
- On the homepage, tap on your profile picture located at the top left corner of the screen.
- From the drop-down menu that appears, select “Bank Accounts” option.
- On the Bank Accounts screen, you will see a list of all the bank accounts linked to your PhonePe account. Tap on the bank account for which you want to find the VPA.
- On the Bank Account Details screen, you will see your VPA listed under the “UPI ID” section. It will be in the format of yourphonenumber@ybl, where “ybl” is the default UPI handle for PhonePe.
